FAQS

What is a Melkia property?

A melkia is a type of property ownership based on Islamic law, not registered in Morocco’s civil land registry. Ownership is documented through a traditional deed (hujja) validated by an Islamic notary (adl).

Can foreigners buy Melkia property?

Yes, but the property must be converted into a titled property (Titre Foncier) through a formal process called immatriculation before it can be legally owned under Moroccan civil law.

How do I convert a Melkia property into a titled property?

The process includes submitting a request to the Land Registry, conducting a land survey, publishing public notices, and receiving approval for registration. If no objections are raised, the property is registered and a Titre Foncier is issued.

How long does the conversion take?

The conversion process usually takes between 6 months to 9 months, depending on the complexity of the case and any disputes or administrative delays.

What are the costs involved?

Expect to pay around 10–15% of the property's value in legal fees, land survey costs, publication fees, and taxes. Agency fees are 2.5% + VAT from both buyer and seller. If the property includes a business, an additional 1.3% fee may apply.

Why should I convert to a titled property?

Titled properties are legally recognized, easier to resell, mortgage, or subdivide, and provide full protection under Moroccan civil law. Foreign buyers can only purchase Melkia properties as long as it is taken to titled. 

What are the legal steps in buying a titled property?

A notary will verify documents, draft and register the contract, and declare the investment with the Office des Changes. They also ensure the property has valid permits and, if needed, assist in obtaining tax clearance.

Capital Gains on Property in Marrakech

Capital gains tax (CGT) in Morocco applies to the profit made from selling real estate. As of 2025, the standard CGT rate is 20% on the net gain, with an additional 10% solidarity tax on the capital gain amount. However, several exemptions and reductions may apply, especially if the property has been your primary residence for at least 6 years.

For investment properties, deductions are available for acquisition costs, renovation expenses (with proof), and notary/legal fees. Accurate documentation is essential to benefit from these allowances.

We recommend consulting a local tax advisor to navigate current regulations and maximize your return.

How much notice should I give to view properties in Marrakech?

We recommend giving at least 2 weeks’ notice to arrange viewings, as the property market in Marrakech can be fast-moving and access needs to be coordinated in advance.

Can you help me find or purchase a property?

Absolutely. Whether you’re looking for a titled home or an unrenovated riad with melkia papers, we can guide you through the legal process and connect you with trusted local experts. Get in touch with your requirements.